Monday, June 16, 2008

Tips on Seducing Women

By Jay Ashley Society is plagued with the man going after the woman. There are obstacles the person will have to overcome in order to have guts to make an impression on the girl and hopefully become a couple. There are many places where the two people can meet for the first time. This can be in a bar, in a party or in the mall. Here are a few tips that will help in seducing women. 1. The person may see beautiful women everyday but is scared in meeting someone new after a traumatic event. Time heals all wounds but when the individual is ready to get on the saddle again, its best to forget about the past, keep the objective in mind and take the risk. 2. First impressions last when meeting someone. This can be done with the way the individual is dressed, the perfume sprayed on the body, the eyes and that smiling face. A good pickup line will work because saying the wrong words will destroy any chances in getting to know the girl. This is done even when a friend introduces the people for the first time. The so called match maker can impress the girl with the accomplishments or status of the guy which may also help get the ball rolling. 3. When the getting to know phase has been established, it is time to continue on in what some call as the romantic building phase. The man must talk to the woman and somehow establish a connection. This could be on things both like or have in common that could expand later on. The individual must not only talk but also listen and be open to certain things. This will prove sincerity in wanting to get closer to the woman. 4. Another thing women like to see in men is strength. This doesn't mean the person should build muscles or a six-pack by enrolling in a gym. Helping the girl do some stuff can make this happen. This could be carrying the shopping bags or books when fetching the individual from class or after going shopping. This proves chivalry is not dead even in the 21st century. 5. The woman can also be seduced using intelligence. Some girls love it when the guy has answers for everything. This could be in helping do some homework in school or giving a solution to a situation at work. 6. The next part that may take a few weeks will be finally going towards sex. When the moment is right, the person can begin to touch and maybe even hold the girl's hand. The first kiss will happen sooner or later from a smack to torrid kissing which has to be taken slowly. 7. When the couple is ready, its time to get physical and have sex. Some do it for one night and just forget about the girl after but those who are sincere during the seduction phase can continue to have a special relationship with the woman. Seducing someone in order to have sex takes time even if others are able to do it after meeting only for a few minutes after a party. People who find this sacred should work on the moves slowly to be able to get the girl to also like the boy. Having trouble meeting women? Check out this excellent guide on the seduction of women from a womans point of view on the art of seduction! Article Source: http://EzineArticles.com/?expert=Jay_Ashley http://EzineArticles.com/?Tips-on-Seducing-Women&id=312043 steal loan money
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Thursday, June 12, 2008

Making Money - Three Timeless Secrets To Wealth Creation

By Joel Teo Are you wondering what it takes to become real rich and wealthy and successful in your own business? This article highlights three timeless secrets to wealth creation that people have known throughout the ages. Dream Big & Believe in your dreams When Napoleon Hill wrote his famous book Think and Grow Rich, he found that being rich is not dependent on your pre-existing financial status and found that the common denominator across all the people he interviewed was the power of their belief and conviction. All these people had great dreams and believed in their dreams and as a result made an effort to push and achieve those dreams. Today, let no one look down on your dreams and aspirations and success may be yours. Plan to achieve your goals Dreams alone cannot make wealth overnight. Spend some time to chart out your strategy and plan for the longer term. Making money involves starting a new idea, growing it and thinking on doubling your output and tracking your expenses. Once you find that one idea works, start thinking of adding a system to your business idea and then plan to grow. Planning is important in making money and you should always spend some time reviewing your plan daily and then make changes in response to changing market conditions. 3. Leverage on experts Napoleon Hill found that most rich people have a team working for them. This team provides input and ideas that he might not have within his own company. Attorneys, accountants, bankers and external consultants are great additions to your team and can help you navigate serious potholes in your business. Thus a successful money making system has to have a great team behind it for it to succeed. Remember that you should always tap on the collective wisdom of your team and when you do, your financial output will start increasing very fast. Making money today has not changed very much and the basic principles behind it remain the same. What hinders people from making money today is that they do not spend time dreaming, planning to achieve their goals and leveraging on talented people around them to as to achieve greater financial success. Great success begins with a dream. Do something for your financial destiny today as Anthony Robins says and you might find your financial future changing for the better. Copyright 2006 Joel Teo. All rights reserved. (You may publish this article in its entirety with the following author's information with live links only.) Joel Teo writes on various financial topics relating to Ahwatukee Real Estate Investment. Signup for his free online Real Estate Investing newsletter today and gain access to the Six Day Real Estate Investment Profits Course now at www.realestateinvestment101.info/Ahwatukee.html Article Source: http://EzineArticles.com/?expert=Joel_Teo http://EzineArticles.com/?Making-Money---Three-Timeless-Secrets-To-Wealth-Creation&id=313187 christmas cash advance company
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Saturday, June 7, 2008

Hot Tips For Getting An Online Degree!

By Chris Ryerson Peoples lives are busier today then ever before. This can make going back to college to get a degree very difficult. Trying to balance work, school and family can be a real challenge. Many of us have to work full time and take care of children which often leaves little time to go back to college. Thus, an online degree for many of us is the only way to go back to college. Many of the top universities are realizing that the demands of personal life and professional life need to be balanced and in order to meet this need they have developed a wide array of online degree programs. A great alternative for the busy working professional adult is an online degree from an accredited college. As long as the program is taken through a college with accreditation it will be recognized by all the other major universities and work places in the state. There is honestly no difference between earning a degree online or attending classes at the campus. For the employer these are virtually the same and the degree earned is the same not matter which route is taken. The types of degrees and courses offered through online colleges vary greatly. It is therefore important for the perspective student to take the time to research the programs they are considering. Find out about the structure of their online program as well as the requirements for earning the degree. Most colleges make the research very easy and they are more then willing to send you free materials and even talk about their various programs over the phone or in person. So it honestly pays to do some research before starting any program. There is a vast array of possible degrees that can be earned online including an Associates Degree, Bachelors Degree, Masters Degree and even at some universities a Doctorate. The advantages of getting a degree online are numerous. A few of the major benefiets are listed below. Flexible Timing Thats right with online courses there is a great deal of flexibility in the time of class. Most programs allow you to log in to the internet and complete your assignments any time of day. So you can easily get online and compelte the course work after kids go to bed or early in the morning on the weekend. You can find the schedule that best fits with your hectic lifestyle. No Drive Time One also saves a great deal of time by not commuting to the school. Often the drive time to and from school along with walking to class can eat up a great deal of time. However with an online program you can simply log in at home and get started working on the class within minutes. This is a huge time savings when you total up each minute saved over the period of an entire program. Self Paced Another great reason to try completing a degree this way is they are often self paced. There are of course some time limits to ensure that you do complete the class. For the most part however you can work at the pace you feel comfortable with. Plus a lot of students find that by working online they can avoid the distractions in a typical classroom. For example you dont have to listen to the annoying person in the front of class that stops the instructor every five minutes to ask a question. You also do not have to worry about the instructor getting to into his lecture and not giving you a break time or holding class past the time. Many students feel that this helps them focus their time and spend it more efficiently. The only thing that one needs to be careful of when considering completing an online degree is to make sure the program is accredited by the state. This is as easy as asking the college! Programs that are not accredited are great for your own self improvement but they are not considered to be transferable or on the same par as an accredited program. For more free quality information about
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Tuesday, June 3, 2008

A Closer Look at Pay Day Loans vs. Bank Overdraft Fees

By [http://ezinearticles.com/?expert=Alan_Luong]Alan Luong The banks say that the overdraft programs, which cover bounced checks and allow people to overdraw their accounts, are a service to their clients. But these overdraft programs are certainly a bad deal for consumers. Unlike typical lines of credit, which charge annual interest of up to 20 percent, the new overdraft plans charge flat fees for every processed overdraft, translating into an annual interest rate of over 1,000 percent. Unlike lines of revolving credit, which allow customers to repay the loans at their convenience, these plans require clients to bring accounts back into positive balance in only a few days. While most traditional lines of credit have limits of thousands of dollars, the new overdraft plans have limits of $100 to $300. After the overdraft is expended the banks again start bouncing checks. The New York Times also states that the rapid spread of the programs has turned overdrafts, and the fees that come with them, into one of the largest sources of profit for banks, according to consultants and statistics compiled by government bank regulators. Washington Mutual, the nation's seventh-largest financial institution and the largest to promote overdraft protection, charged customers more than an estimated $1 billion in overdraft fees last year. Industry analysts claim the overdraft plans, which contain fees as high as $35 per overdraft, are really high-interest loans targeted at working-class customers. Unlike pay day loans, which charge only a regulated flat fee for providing direct cash, bank overdraft programs work automatically with checks and debit cards. Customers often dont even realize they have overdrawn their checking and savings accounts until they are notified by from the bank. "Some banks are looking at the fact that some consumers barely make it from pay day to pay day and have a very low balance, and instead of offering them a beneficial service, they are charging their customers bounced-check fees to take advantage of the situation," said Jean Ann Fox, director of consumer protection for the Consumer Federation of America. A recent study by the Federal Reserve last year found that banks have increased raised their overdraft fees 24 percent from 1997 to 2001, to an average of $20.42. Thats an average of $20.42 for each individual overdraft item! And it gets worse. Banks have sophisticated software programs that ensure that your largest checks and debits are processed first. This means that, if your account if going to go negative and overdraft is required, that a higher number of smaller transactions will each incur the overdraft fees. Add in the average merchant penalty of $15 per returned check, and five overdraft items for $200 could add up to almost $375 including charges! By contrast, pay day loans for $200 would incur fees of only $45-$60. When youre caught short between your paychecks, take a closer look before using your banks overdraft protection programs. Its very likely that youll find pay day loans from Personal Cash Advance: payday loan will save you quite a bit of your hard earned cash over just a 10-day period. Alan is the site owner of [http://www.dezeinfo.com]http://www.dezeinfo.com, which is a loan site that provides you information on payday loan such as how to get started, where to apply, and how to avoid online loan scam. Article Source: http://EzineArticles.com/?expert=Alan_Luong http://EzineArticles.com/?A-Closer-Look-at-Pay-Day-Loans-vs.-Bank-Overdraft-Fees&id=137530 personal loans lombard direct
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Friday, May 30, 2008

Avail Ready Finance For Business Through Quick Commercial Loans

By [http://ezinearticles.com/?expert=Tim_Kelly]Tim Kelly Business people always require finance either for starting a new venture or for expanding the older one. The finance must come to them easy and quick. Considering their urgent requirements, loan product quick commercial loans has been specifically designed. Business people can utilize quick commercial loans for making investments in infrastructure, buying products and services, starting new project or expanding the established one. Business people are required to furnish some details of their business before the quick commercial loans deal takes place. They are supposed to give audited financial statement of last 3 years in case of starting a new business. For expanding the business, lenders may ask business financial statements, balance and profit-loss statements. Lenders would like details of owners, partners and stockholders of the business as well. Business persons can avail quick commercial loans either in secured or unsecured form. To take secured quick commercial loans, also called commercial mortgages, borrowers should place commercial property with the lender as collateral. With the loan secured, lenders provide business people quick commercial loans anywhere in the range of 50,000 to 50,000,000. Larger loan will depend on the higher equity in the collateral. Because of the secured nature of the loan, interest rate remains lower on quick commercial loans which infect can be brought down once the borrower compares different loan packages. The interest rate comes in variable and fixed options. Under fixed rate, interest rate and monthly installments amount are predetermined and borrowers know how much they have to pay and thus they can plan the loan. The interest rate in variable option can change any time according to the market and borrower may be paying higher rate if it goes up. There is a larger and comfortable repayment period of 12 to 25 years to the borrowers in case of secured quick commercial loans. The loan amount and repayment duration, however, should be chosen carefully keeping ones financial capacity in mind. For availing unsecured quick commercial loans, borrowers should produce concrete proof of their repayment capacity and business profile. Credit score of these borrowers counts a lot in settling the loan deal. Even if you are labeled as bad credit, availing quick commercial loans should be no problem provided you have a plan of loan repayment laid down before the lender to win his confidence. Make efforts to take your credit score closure to acceptable level of 720 in FICCO scale which ranges from 300 to 850. A credit score of 580 and below is considered as bad credit. Have your credit report checked and make it error free and also pay off your easy debts to show improvements in credit score. Apply for quick commercial loans online as this way, out of numerous loan offers; you can pick up the one having lower interest rate. Quick commercial loans become an instrument of sound financial health for business people if a lot of thought goes into availing it. Be particular in paying monthly installments at due date. Tim Kelly is an expert in finance having completed his LLM in Finance (Master of Laws in Finance) from Institute for Law and Finance at Frankfurt University.He is currently working with Commercial Secured Loan as a financial advisor. To Find [http://www.commercialsecuredloan.co.uk/quick-commercial-secured-loan.html]Quick commercial loan, Bad credit Commercial loan, Commercial Secured loan visit http://www.commercialsecuredloan.co.uk Article Source: http://EzineArticles.com/?expert=Tim_Kelly http://EzineArticles.com/?Avail-Ready-Finance-For-Business-Through-Quick-Commercial-Loans&id=219541 cash advance payday
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Tuesday, May 27, 2008

Top Natural Hair Care Products for Under $15

By Kaya Casper Many new naturals are left with a counter full of products for relaxed hair that no longer work on their newly chemical free tresses. One of the most common questions I hear is: What products will keep my natural hair soft and moisturized? In the nine years I have been natural, I have tested many products on my own hair. In the three years I have been publishing Naturally You! Magazine, I have learned about even more of the best products for women who want soft, manageable, healthy hair without the chemicals. Carols Daughter Carols Daughter is one of the most prominent names in natural hair care products, and with good reason. The company produces high quality, nature based products for hair and skin. Recently, Will Smith, Jada Pinkett-Smith and others invested 10 million dollars in the company, which has led to an expanded product line and more advanced website. My favorite Carols Daughter product is Healthy Hair Butter, which is a soft creamy hair dress based in shea butter and almond oil, with lavender, ylang ylang, and rosemary essential oils. It smells heavenly, enhances the natural coil of the hair, and keeps it soft. It also provides a gentle hold that will keep your style in place all day. Apply a small amount to damp hair and massage in for best results. Other Carols Daughter products to try: Tui Hair Oil, Hair Milk Healthy Hair Butter - $12.50 Tui Hair Oil - $8.00 Hair Milk - $10.00 www.CarolsDaughter.com Oyin Handmade Oyin Handmade is an up and coming natural hair and skin product producer, which is quickly gaining popularity among naturals. The companys down to earth presentation and personal touch account for much of its appeal but the products are also unique and whats better, they work! I initially tried a sample of Greg Juice on my then four-year-old locs, and it was the first product that was able to keep my ultra dry hair moisturized. It is based in spring water, glycerin, and aloe, and kicked up with an essential oil blend that will have your hair smelling great and feeling soft. The product is free of carrier oils, so it is a great alternative for those who find that oils dont work well with their hair. Greg Juice also works best when sprayed on damp hair, and a little goes a long way. Other Oyin Handmade products to try: Honey Hemp Conditioner, Shine & Define Styling Serum Greg Juice - $9.00 Honey Hemp Conditioner - $9.00 Shine & Define Styling Serum - $5.50 www.OyinHandmade.com Burts Bees Take one look at the funny looking guy with the scruffy beard on most of Burts Bees products, and you may not guess that this line of products works great for black natural hair. Upon closer inspection, the line includes several products that are well suited for the chemically challenged. The Rosemary Mint Shampoo bar is perfect for those of us with thick hair and a lot of it. It provides much better control than liquids that end up all over the bathtub floor, and allows you to get into all the little nooks and crannies between your coils, locs, or braids. Its 99% natural, and the peppermint acts as a scalp stimulator and aromatherapy experience all in one. You may need to use this shampoo bar a few times to get the full effect, as it will gradually remove all of the product build up that may be in your hair. It will leave your hair just about squeaky clean, so follow up with a light oil to rehydrate your coils. Other Burts Bees products to try: Super Shiny Grapefruit and Sugar Beet Shampoo and Conditioner Rosemary Mint Shampoo Bar - $6.00 Super Shiny Grapefruit and Sugar Beet Shampoo - $8.00 Super Shiny Grapefruit and Sugar Beet Conditioner - $8.00 www.BurtsBees.com When you are newly natural, you may have to try many different products to find out what works best on your unique tresses. This process can be frustrating, but it doesnt have to be. Look at it as a fun and exciting part of your natural journey - the above suggestions are a great place to start. Try purchasing sample packs from websites or stores, so that you can try small quantities of various products as you determine what works best for you. VisitNappturality.coms Swap and Sell Board for discounted or free-to-swap products. Enjoy, and try not to become a product junkie! Kaya Casper is the publisher of Naturally You! Magazine, the first print magazine in the world exclusively for Black women who wish to care for their hair 100% naturally. Share natural hair care tips and resources with naturals around the world - join our free online community at: http://www.NaturallyYouMagazine.com/ecommunity. Ready to order your copies of Naturally You!? Go shopping at: http://www.NaturallyYouMagazine.com/shop. Article Source: http://EzineArticles.com/?expert=Kaya_Casper http://EzineArticles.com/?Top-Natural-Hair-Care-Products-for-Under-$15&id=314675 buyinng a short sale with fha loan
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Friday, May 23, 2008

Use NLP Based Language to Seduce

By Vittorio Norman The truth is, a lot of the language successful guys use on women, to seduce them, is actually a "higher" level of speaking which communicates on two channels: the obvious verbal context, and the suggestive level, where sub-communication takes place. It's a way of "reaching" someone's fantasies and desires, and helping to bring them out. The modes at work are often largely based on the concept of NLP (Neuro-Linguistic-Programming). It is the nature and type of this particular communication, which can be used to help draw out someone's innermost desires, and enrich the choices in front of them, to help them make a better more fulfilling decision. For example, "Feel good about what can make you feel good in return", has positive implications on someone's view of the world. Richard Bandler, one of the original founders of the NLP methodology, has this to say about NLP: "NLP is an attitude characterised by the sense of curiosity and adventure and a desire to learn the skills to be able to find out what kinds of communication influences a person channels from within. To look at life as a rare and unprecedented opportunity to learn and grow." NLP based language can be an elegant art form which can help refine not only your own thinking, but someone else's, for the better. It can help resolve internal conflict and bring down the "walls" which people have had imposed on them by many years of negative social conditioning. NLP can be a very practical mode of communication and becomes especially useful when incorporated into the normal everyday use of language. You can combine NLP with modern elements such as cocky & funny, very effectively. By realizing that NLP can be combined with other more mainstream language, many linguistic possibilities are opened which will allow its use during normal everyday conversation. This allows NLP to be used without ever sounding "cheesy" or "lame". Copyright 2005 Vittorio Norman Vittorio Norman provides a step-by-step guide for meeting women online, in his latest ebook. His website is located at http://www.onlinedatestrategy.com Article Source: http://EzineArticles.com/?expert=Vittorio_Norman http://EzineArticles.com/?Use-NLP-Based-Language-to-Seduce&id=105485 paycheck stop social security withholding
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